New Authority Insurance Setup

Launching a moving company involves more than buying trucks and hiring drivers. To legally operate as an interstate carrier, businesses must meet specific insurance and compliance requirements established by the Federal Motor Carrier Safety Administration (FMCSA). Without the proper insurance setup, your company cannot activate its MC authority or begin transporting goods across state lines.

At Approved Insurance, we help new moving companies navigate the insurance process required to obtain operating authority. Our team handles the required insurance policies, regulatory filings, and compliance steps so your business can begin operating without delays.

Why Insurance Setup Is Required for New Moving Companies

Before a moving company can operate as an interstate carrier, it must obtain USDOT and MC authority from the FMCSA. One of the final steps in the approval process is demonstrating that the company has the proper liability and cargo insurance coverage in place.

Insurance carriers must submit proof of coverage directly to the FMCSA through specific filings. Once the required filings are accepted and the correct insurance limits are verified, the moving company’s operating authority can become active.

Without these filings and policies in place, the FMCSA will not allow the company to begin interstate operations.

Insurance Services for New Authority Applications

Starting a moving company involves several insurance requirements that must be completed correctly. At Approved Insurance, we help new carriers set up the necessary policies and filings required to activate their authority.

FMCSA BMC-91 / BMC-91X Filings

BMC-91 and BMC-91X filings confirm that a moving company carries the minimum liability insurance required by the FMCSA. These filings are submitted electronically by the insurance provider and must be approved before operating authority becomes active.

Our team handles the filing process to ensure all documentation is submitted correctly and without delays.

Required Liability Insurance Limits

Interstate motor carriers must maintain specific liability coverage limits to meet federal regulations. These limits help ensure that carriers have adequate financial protection in the event of accidents involving commercial vehicles.

Approved Insurance helps moving companies structure liability policies that meet FMCSA requirements while also protecting their business operations.

Motor Truck Cargo Insurance Setup

Most moving companies also need motor truck cargo insurance to protect the household goods and freight they transport. This coverage helps protect the value of customer belongings while they are being transported.

We help new moving companies establish cargo coverage that aligns with their business operations and the type of goods they move.

Authority Activation Guidance

Navigating the authority activation process can be confusing for new carriers. Insurance filings, coverage limits, and compliance requirements must all be completed before the FMCSA will activate operating authority.

Our team provides guidance throughout the process to help ensure your moving company meets all insurance requirements and can begin operating as soon as possible.

Insurance Built for Movers Starting Their Business

Approved Insurance specializes in insurance solutions designed specifically for the moving and storage industry. Because our company was founded by an active moving company owner, we understand the challenges new movers face when launching their business.

We help new moving companies structure the insurance coverage they need while guiding them through the authority activation process.

Start Your Moving Business with Confidence

Starting a moving company requires the right insurance setup to meet federal regulations and protect your operations. New Authority Insurance Setup ensures that your company has the required coverage and filings in place to activate operating authority.

Approved Insurance helps new movers across the United States complete the insurance process quickly and correctly.

Request a free quote today and get your moving company authority activated with the right insurance coverage.